| | | | | 我国养老保险体系的全国统筹模型建立及预测分析 | | | 万春;邱长溶 | | | 完善的养老保险体系是国民经济可持续发展的重要保障,将养老保险统筹层次从目前的省级统筹上升到全国统筹是健全我国养老保险体系的必备条件。本文构建了统筹精算模型,预测统筹系统的平衡情况,分析建立全国统筹的阻碍所在,给出实施建议及实施路径。
【作者单位】：西安交通大学经济与金融学院 陕西西安710061
【关键词】：养老保险;全国统筹帐户;精算模型
【分类号】：F224
【DOI】：cnki:ISSN:1003-5192.0.2006-03-008
【正文快照】：
1研究背景由于人口老龄化的巨大压力,我国的养老保险制度由现收现付制转变为统帐结合的模式,建立由基本养老保险、企业补充养老保险、个人储蓄养老保险构成的多层次体系,基本养老保险由社会统筹帐户和个人帐户构成。社会统筹是指由社会保险管理机构在一定范围内统一征集、管理 | | |
| | |  推荐 下载CAJ全文  下载PDF全文 | | | CAJViewer7.0阅读器支持所有CNKI文件格式，AdobeReader仅支持PDF格式 | | | | The Construction of Model,Analyzing and Forecasting for National Pooling Account about Pension System in China | | | WAN Chun;QIU Chang-rong(Economy and Finance School;Xi'an Jiaotong University;Xi'an 710061;China) | | | A perfect pension system is an important guarantee for the sustainable development of a contry's economy.As for china's pension system,it is necessary to promote the current pooling account from provincial level to national level.The paper constructs the actuarial model for pooling account,forcasting the actuarial balance of pooling accont system,and analyzing the difficulties to construct national pooling account in china.In the end some advices and the possible path for carrying out are given.
【Keyword】：pension;national pooling account;actuarial model |
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